The only time I've seen this sort of power policy is when more than single 110V circuit was required (like our system--often union venues require their electrician tie into power even if it's just plugging in a 220 plug)Nah. I've already put in a call to the client. In addition to the $5mil, the A/V rider requires that I pay their staff to plug my gear into building power. I'm going to talk with the client and give them the option of having these conditions stricken. If they can't (or won't), I'm refunding the money and cancelling. At least I'm starting to understand why they didn't flinch at $750 for 3.5 hours. Most companies around here won't pay over $400 to $500 for this type of party.
I had a venue ask me to name them on an insurance policy, and also send a business license earlier this year... I was sort of blown away by that request. I can't imagine how much time they spend chasing vendors around trying to get that information. They really had no right to ask for it, but I didn't feel like putting up a fight and sent it along.
The only time I've seen this sort of power policy is when more than single 110V circuit was required (like our system--often union venues require their electrician tie into power even if it's just plugging in a 220 plug)
All I'm saying is that I find it hard to believe ADJA has had that type of reach when they can't get half of what they want in motion. 20 years ago, it was a little more difficult to get information out.
For those who :
a) aren't required to show proof of liability coverage;
b) have never been asked to provide venue proof of co-insured;
c) think it's silly and or stupid;
d) any of the above
you are missing a solid opportunity to bring your business to the forefront of all of the major venues in your market with one simple easy to follow task.
Have you carrier (mine is the State Farm Businessowners policy) gin up co-named insured documents for the two or three dozen most frequented (or ones where you wish you were appearing more frequently).
In a letter sized mailer, include your cover letter explaining insurance, how you are way professional and way ahead of the game, and that they should look into qualifying insured status of every entertainer before allowing them access to their property.
Solid gold, my friends; solid gold.
Businesses who are not Brick and Mortar entities simply have no real need for insurance other than the appearance of being professional.
Ask any of these bar bands who play in public spots...Majority of them don't carry insurance...Never will! And there are never any incidents where a guest is suing a DJ due to injury, and no...DJs are not burning venues down. It has never happened.
And no...Liability insurance isn't protecting your equipment in case lightning strikes the venue, and fries your sound system either.
I like the preemptive strike ...For those who :
a) aren't required to show proof of liability coverage;
b) have never been asked to provide venue proof of co-insured;
c) think it's silly and or stupid;
d) any of the above
you are missing a solid opportunity to bring your business to the forefront of all of the major venues in your market with one simple easy to follow task.
Have you carrier (mine is the State Farm Businessowners policy) gin up co-named insured documents for the two or three dozen most frequented (or ones where you wish you were appearing more frequently).
In a letter sized mailer, include your cover letter explaining insurance, how you are way professional and way ahead of the game, and that they should look into qualifying insured status of every entertainer before allowing them access to their property.
Solid gold, my friends; solid gold.
No, that's far from reality. Me and most of my peers who are in it full-time have carried business liability insurance for 30+ years.AdJA came up with the Idea of Insurance Coverage for DJs.
This is the singular most irresponsible statement in that entire misguided reply. Have you ever been sued? Have you ever headed off a liability suit? Wait until it happens, my friends, and then watch your hiney scramble and sweat; seeing perhaps your entire financial and professional world start its collapse all around.It's all a Money Scheme. Pay to Play so to speak. Some DJs may feel better that they have DJ Insurance, but it's just an illusion.
My equipment IS covered, up to $25,000. Buy cheap, get cheap. Don't investigate options? Nuff said.And no...Liability insurance isn't protecting your equipment in case lightning strikes the venue, and fries your sound system either.
I can understand if a 220 plug has to be dropped but the way the A/V rider reads is that their tech has to be involved on ANY plug in. I also found it odd that they specifically state that the A/V provider is responsible for payment. Throughout that entire section of the document, they put the bill on the A/V company, not the client.
you are missing a solid opportunity to bring your business to the forefront of all of the major venues in your market with one simple easy to follow task.....Solid gold, my friends; solid gold.
For those who :
a) aren't required to show proof of liability coverage;
b) have never been asked to provide venue proof of co-insured;
c) think it's silly and or stupid;
d) any of the above
you are missing a solid opportunity to bring your business to the forefront of all of the major venues in your market with one simple easy to follow task.
Have you carrier (mine is the State Farm Businessowners policy) gin up co-named insured documents for the two or three dozen most frequented (or ones where you wish you were appearing more frequently).
In a letter sized mailer, include your cover letter explaining insurance, how you are way professional and way ahead of the game, and that they should look into qualifying insured status of every entertainer before allowing them access to their property.
Solid gold, my friends; solid gold.
If a customer gets injured due to a DJ...they are bringing the DJ to small claims court. Not collecting a million dollars from a insurance company.
If a customer (or more likely a guest) gets injured, and they're wanting to sue somebody, they're going to enjoin every vendor in attendance; venue, DJ, photography, videographer, caterer, etc. They're going to try and extort money from everyone possible.